The Marketplace is a new way to find quality health coverage. It can help if you don’t have coverage now or if you have it but want to look at other options. No plan can turn you away or charge you more because you have an illness or medical condition. And you’ll be able to apply for a plan that meets your needs and fits your budget.

You can go to HealthCare.gov and see all the health coverage options available to you in the Marketplace. You’ll be able to compare plans side-by-side and check out costs and benefits.

Think out of the box, be creative and sometimes be adventurous, you may think of alternative ways to get from point A to point B at a lower cost.

This past summer, my son's marching band decided to board a Chicago bound Cal Train for their tournament tour. Instead of paying round trip flight tickets for the whole group of band members, they went with this one-way train ride and one-way flight back to San Francisco airport.

News break out that grocery chain store Fresh & Easy was sold. 

By law, the rewarding program won't be transferable but you still have time to use up the points you have accumulated so far and you'll be given chance to open up a new rewarding program account at the new owner. Though you can use your rewards, you have to use it by swiping your Friends card when you make a purchase; they cannot accept phone numbers to use rewards as usual.