Internet is offering near 5% cash back online hotel booking. Please read on to see what I mean.

Some of you may know PointsHound offers rewarding points for online hotel booking. It's easy and free to register an account online at PointsHound, search and book hotels on their sites, and the rewarding points will go into your PointsHound account.

Bitcoin, an online currency gaining popularity, is now an option on PointsHound. It means that you can designate Bitcoin as your cashback every time you book a hotel through PointsHound. What is Bitcoin anyway? Well, in a nutshell, it's considered cash. Maybe I'm over simplifying Bitcoin as cash. But to me who use Bitcoin, it means cash.

Think out of the box, be creative and sometimes be adventurous, you may think of alternative ways to get from point A to point B at a lower cost.

This past summer, my son's marching band decided to board a Chicago bound Cal Train for their tournament tour. Instead of paying round trip flight tickets for the whole group of band members, they went with this one-way train ride and one-way flight back to San Francisco airport.

Is it worth it to pay extra 10% to 15% for the travel delay protection and luggage lost insurance?

I had no idea since when I had enrolled in these insurance plans or protection plans via American Express. As a AE card holder, they said some time back at some point, I 'agreed' to enroll in these programs (baggage insurance, airflight insurance, travel delay) therefore every time I charged my flight tickets on my AE card, the corresponding fees will be posted, automatically, without my consent. This is bad ... and wrong.

So, if you tend to use AE card for travel related purchases, check your AE statement and see if you notice these charges after you booked your flight tickets. Recently, I was charged with extra $100+ for my planned trip and I had to call to cancel the charge before the flight. I'm glad I caught these unexpected charges. If you do want these protection plans, just make sure you know you had them and remember you're entitled to claim.

I drive about 50 miles a day to work and back, round trip. Since I drive a lot, last year, I bought a Prius using a couple useful websites and steps. I mentioned how to get the most mileage of your car in a previous post. Today I'd like to share with you my best way of finding the cheapest gas that goes with your car with a combustion engine.